Stop Home Foreclosure

Posted on May 1, 2009
Filed Under Debt | Leave a Comment

What is the difference between Chapter 7 and Chapter 13?
There are several differences between Chapter 7 and Chapter 13, and a more thorough discussion can be found in the “Chapter 7 vs. Chapter 13″ link on this website. Chapter 7 is a relatively quick process in which one discharges his or her debts that are dischargeable. But in Chapter 13, the idea is to pay back to one’s creditors as much as possible for usually 60 months depending on what the debtor can afford to pay, and the part of the debt that is not paid back is discharged.Our fees are based on your mortgage payment amount, and the complexity and urgency of your situation. Our professional loss mitigation consultants will evaluate your case and explain the best options to save your home.

Are There Any Precautions I Can Take?
Beware of any contract of sale of loan assumption where you are not formally released from liability for your mortgage debt. If you’re selling the house yourself to avoid foreclosure, check to see if there are any complaints against the prospective buyer. You can contact your state’s Attorney General, the State Real Estate Commission, or the local District Attorney’s Consumer Fraud Unit for this type of information.Our client does not own the property now and will not own it until after the foreclosure sale, if ever. It therefore cannot give you access to inspect it if the property is still occupied. We cannot stop you from asking whoever is in the property if you can inspect it, but they are not obligated to let you, and they may not be happy about being asked.DO NOT IGNORE THE LETTERS FROM YOUR LENDER. If you are having problems making your payments, call or write to your lender’s Loss Mitigation Department without delay.

How does your Walk Away Protection Plan & Kit protect me?
When you purchase a Walk Away Protection Plan & Kit we commit to helping you through the entire process. You will get over 50 years of combined Real Estate and Law experience to help you know and understand your rights. If you qualify for our plan, your lender WILL NOT be able to call you in attempt to collect. Your lender WILL NOT be able to collect any deficiency or loss they may receive by you walking away (select states only).

Are you going to tell us to file bankruptcy?
No. Bankruptcy is never a good solution for families who are behind on their mortgage. Bankruptcy may delay foreclosure, but it doesn’t stop it and does not save your  on the state you live in it can be anywhere from 21 days to 150 days. When you contact us we will help you determine that. Dont wait time is ticking. Many lenders have a determined ending date prior to your actual foreclosure auction date.

What are some of the advantages of Chapter 13 bankruptcy?
One advantage is the ability to stop a foreclosure on your house, and to have a mortgage that has been accelerated declared reinstated upon bankruptcy plan completion.You need to act fast. Most people in this situation are in denial. They do not realize they will soon lose their home and their credit.Yes, provided that you have not previously filed bankruptcy cases which were dismissed.

We have so little money! Can you still help?
In most cases, yes. During your free, no-obligation consultation we’ll get basic information from you. We take your case only when we’re 100% certain we can stop foreclosure and save your house. And we back that certainty up with an ironclad money-back guarantee.

 

Click here for more information… Stop Foreclosure

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